Terms of Use

Verge Loan Solutions, LLC DBA GuideToConsolidation.org provides our website surfers with access to its content, resources, and tools for communication, public forums, commerce platforms, and other services through its network of websites, http://www.GuideToConsolidation.org. Verge Loan Solutions provides its service to the user, subject to the following Terms of Service.

Verge Loan Solutions is not responsible for providing you access facilities or equipment (in any form) to its service. You, our website surfer, also comprehend and concur that http://www.GuideToConsolidation.org may include advertisements and sponsorships and that these are necessary for Verge Loan Solutions to provide http://www.GuideToConsolidation.org. You also comprehend and agree that Verge Loan Solutions makes no submission about the suitability, reliability, availability, timeliness, accuracy of the information, products, services and related graphics contained within http://www.GuideToConsolidation.org for any purpose. http://www.GuideToConsolidation.org is provided "as is" without warranty of any kind. Verge Loan Solutions hereby disclaims all warranties and conditions with regard to http://www.GuideToConsolidation.org.

THE SERVICE IS SUBJECT TO THE APPLICABLE LEGAL DISCLAIMER

ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS OF SERVICE

http://www.GuideToConsolidation.org is provided to you, our website surfer, under the terms and conditions and any amendments thereto and any operating rules or policies that may be published from time to time by Verge Loan Solutions as part of the Terms of Service/Legal Disclaimer and related disclosures which are cumulatively included herein by reference. Verge Loan Solutions Terms of Service comprises the entire agreement between you and Verge Loan Solutions and supersedes any prior agreements pertaining to the subject matter contained herein. BY COMPLETING THE REGISTRATION PROCESS AND CLICKING THE "SUBMIT" BUTTON, YOU ARE AGREEING TO BE BOUND BY THE Verge Loan Solutions Terms of Service, Legal Disclaimer.

MODIFICATION OF THESE TERMS OF USE

Verge Loan Solutions reserves the right to change any of the terms, conditions, and notices under which http://www.GuideToConsolidation.org are offered. You are responsible for regularly reviewing these terms and conditions, including changes/modifications if any incorporated by us from time to time. Your continued use of http://www.GuideToConsolidation.org constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION TO http://www.GuideToConsolidation.org/

Verge Loan Solutions reserves the right to modify or discontinue, temporarily or permanently, http://www.GuideToConsolidation.org (or any part of http://www.GuideToConsolidation.org) with or without notice to our website surfers at any time and from time to time. You agree that Verge Loan Solutions shall not be liable to our you or any third party for any modification or discontinuance of the Service.

USER CONDUCT

http://www.GuideToConsolidation.org may include e-mail services, message boards, chat areas, newsgroups, forums, communities and/or other message or communication facilities designed to enable you to communicate with others (collectively, "Tools for Communication"). You agree to use the Tools for Communication only to post, send and receive messages and material that are proper and, when applicable, related to the particular tool for Communication. You also hereby agree that you shall not make use of http://www.GuideToConsolidation.org for any commercial purpose, including reselling and/or co branding/private labeling.

As a condition of your use of http://www.GuideToConsolidation.org you, our website surfer, agree to provide: (a) true, accurate, current and complete information about yourself as required by http://www.GuideToConsolidation.org’s registration form (such data being the "Registration Information, and Retainer Agreement") (b) maintain and promptly update the Registration Information to keep it accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, Verge Loan Solutions has the right to terminate the user account and refuse any and all current or future use of http://www.GuideToConsolidation.org. (c) Verge Loan Solutions the right to use / disclose the aggregate registration information to third parties in connection with marketing of services, subject to the privacy policy. You have also consented Verge Loan Solutions the right to use your registration information to provide targeting of advertising and other service offers. This could also be used to customize the content you see, to fulfill your requests for certain products and services and to contact/inform you through e-mail or otherwise about special offers or new products.

USAGE OBLIGATIONS

As a condition of your use of http://www.GuideToConsolidation.org you will not use http://www.GuideToConsolidation.org for any illegal purposes. You will be solely responsible for the contents of transmissions made by you through http://www.GuideToConsolidation.org.

You agree not to use http://www.GuideToConsolidation.org to: (a) Obstruct or hinder the use and enjoyment of http://www.GuideToConsolidation.org by other Users; (b) Violate any applicable local, state, national, and international laws and regulations; (c) Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; (d) Interfere with or disrupt http://www.GuideToConsolidation.org or servers or networks connected to http://www.GuideToConsolidation.org, or defy any requirements, regulations or guidelines of networks connected to http://www.GuideToConsolidation.org; (e) Transmit or otherwise make available any material in connection with surveys, chain letters, junk e-mail, spamming, contests, pyramid schemes, or any duplicative or unsolicited messages (commercial or otherwise); (f) Upload, post, e-mail, transmit or otherwise make available any content that is unlawful, damaging, intimidating, hostile, offensive, harassing, defamatory, improper, obscene, vulgar, invasive of another's privacy, caste related, ethnically or otherwise objectionable; (g) Upload, post, e-mail, transmit or otherwise make available any content protected by any patent, trademark, copyright or other intellectual proprietary laws unless you own or control the rights thereto or have received all necessary consents to do the same; (h) Upload files that contain viruses, worms, corrupted files or any other similar software or programs designed to disrupt, damage or limit the operation of any computer or telecommunications equipment or property of another; (i) "Stalk" or otherwise harass other users; collect or store personal data about other users. (j) Advertise, promote or offer to sell or buy any goods or services for any business purpose unless http://www.GuideToConsolidation.org specifically allows such messages or transactions. (k) Reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion, use or access of http://www.GuideToConsolidation.org. (l) Violate the Fair Credit Reporting Act, the Fair Debt Collection Practices Act or any other law, (m) Conduct any activity that would aid or assist terrorism or related activity or would endanger U.S. military personnel.

Verge Loan Solutions has no obligation to observe and monitor http://www.GuideToConsolidation.org. However, Verge Loan Solutions reserves the right to review materials posted and to remove any material(s). Verge Loan Solutions also reserves the right to terminate your access to any or all of http://www.GuideToConsolidation.org, at any time, without notice, for any reason whatsoever.

Verge Loan Solutions reserves the right subject to attorney-client privilege to the extent applicable and to the extent the same is not waived through these provisions, at all times to divulge any information as it considers necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part. These would be more applicable to the publicly accessible areas of http://www.GuideToConsolidation.org that are intended to be available to the general public. For example, publicly accessible areas of http://www.GuideToConsolidation.org would include message boards and chat rooms that are open to both registered users and visitors.

In view of the global nature of the World Wide Web, you understands and agrees that technical processing of tools of communication is (and may be) required to send and receive messages, to correspond/conform to the technical requirements of connecting networks, to correspond/conform to the limitations of http://www.GuideToConsolidation.org, or to correspond/conform to other, similar technical requirements.